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Point spread betting explained further crossword cryptocurrency marketplace health

Point spread betting explained further crossword

When I trade, I know why I'm doing it. Some time after she finished the book, Sally reckons there was a moment when it all began to click for her. Rather than blind faith, I'm operating from a position of knowledge. Sally reckons there are two main types of people who spread bet.

Gamblers punt as they would on the Grand National at the bookies, based on nothing more than the jockey's colours. I changed from gambler to trader after I knuckled down and read some books and got some training. If you want to make money you need to educate yourself. So, what has she learnt that has changed her behaviour so drastically?

I force myself to keep a record of every trade in order to justify why I've done it, whether it's technical analysis or something I've heard in the news. I don't get emotionally attached and when I lose, I cut my losses and move on to the next trade. Sometimes I do trade without, although my coaches will probably rap my knuckles for saying it. When I'm watching a trade tick-by-tick, I go without.

As well as sound money management, Sally has become a firm believer in technical analysis. If I see something that looks good, I'll be there for when the market opens at 8am for London or 2. Price action is really important. I look for classic patterns like head-and-shoulders, double tops, and bull flags. My package gives me Level 2 access, which is a lovely snapshot of what's going on at any moment in the day. I'm not into anything quirky like Gann, Fibonacci or Elliott Wave.

Whenever I hear people talking about 'waves,' I think of Japanese poetry and it makes me laugh. Having the right technology is an important part of Sally's new, disciplined approach. I also get my news through this channel. Market intelligence is worth paying for. That said, she is a hardened sceptic when it comes to some of the more fanciful software out there.

I don't believe something like that could possibly work. As well as charts, fundamental newsflow also plays a part in Sally's strategies. Hopefully, it'll be well received and the shares will go up. With her growing market savviness, Sally could sensibly try her hand at some of the more advanced financial derivatives out there. However, she claims not have been tempted by the likes of contracts-for-difference or futures.

But she has tried a variation on spread-betting. It's the fastest-moving market there is. You can lose a lot of money very quickly, so you really do have to watch your bet the whole time. Although Sally is now deadly serious about the way she spread bets, it is still very much a hobby rather than her living.

I do sometimes withdraw some of my profits in order to spend on nice things for myself. But I don't see spread-betting as a way to generate income. The retailer will then generate a ticket with the same selections for the next draw and return the original ticket together with the new ticket to you.

A Repurchase play ticket costs the same as the original ticket. Note: The Repurchase feature is only available up to 28 days from the last draw on a non-winning ticket or up to 30 days on a winning ticket, which has been paid. On any particular game's draw night, the OLG has to close sales to conduct the draw. Approximately ten minutes after the draw close, OLG will re-open sales for the following draw. Unclaimed prizes from national games, e.

These funds are held separately from Ontario-only games and are administered by the Interprovincial Lottery Corporation. Unclaimed prizes from games operated solely by OLG are directed to profits paid to the provincial government to benefit the people of Ontario. OLG requires that you write or print your name on your lottery ticket before a retailer can check it. This is for your own protection. Signing the ticket is an easy way to identify it as yours.

And that makes it difficult for someone else to claim your prize if your ticket is a winner. It also helps protect you if you were ever to lose it. Call our WIN! Use the easy self-serve Ticket Checker at your lottery terminal retailer. Simply insert the ticket, barcode side up, and wait for the message to appear on the Ticket Checker's screen. Sign up on OLG. The lottery terminal plays a musical tune and a bilingual voice message and displays a corresponding message on the customer display screen.

OLG's Customer Support is open seven days a week. You can call us at and follow the voice prompts. Alternatively, you can e-mail us from our website. All complaints or concerns regarding possible fraud or theft are forwarded to Investigative Services who is responsible to document and conduct a full review.

Retailers are required to return all validated tickets to customers, whether they are winning tickets or non-winning tickets. You may sign either the front or the back of the ticket. The "Signature" area is protection for you to be able to identify your ticket with certainty. You can choose to write or print your name however you feel best represents you and ensures your ownership of the ticket. A signature is required on a ticket before it can be validated. Often the person who is redeeming the ticket for a group can sign the ticket and also mark it as belonging to a group of people by adding a phrase such as "in trust" or "and group" which would indicate that others share in the ownership of the ticket.

OLG's goal is to ensure that the right prize is paid to the right person s every time. There are times when ownership of a lottery prize is disputed by the claimants and other parties. When an ownership dispute occurs, options are available, as follows. The parties involved may settle the matter privately, or by proceeding in the Ontario courts, or resolved through arbitration by an arbitrator appointed by the Chair of the Board of the Alcohol and Gaming Commission of Ontario AGCO.

All parties to a prize dispute must agree to the process for arbitration to proceed. Any party to a prize dispute is advised to obtain independent legal advice. OLG is committed to preventing and removing all barriers for persons with disabilities.

We do our best to have draw videos posted shortly after the draw process is complete. Eastern Time the next day. Draw videos for OLG lotto games are posted as soon as possible after the draw. Midday draws are uploaded between 3 p. Animated videos are created for these draws that depict the draw results. OLG midday draws commence at approximately 2 p. Eastern Time. To ensure the security and integrity of the RNG software, customers are not able to watch the draws in person.

RNG draws are becoming more common for lottery draws worldwide and are often used for games with multiple draws that require results more quickly. The RNG technology used is a type of software that cannot be filmed. Conducting and recording draws for all of the PICK games at once is a more efficient means of carrying out our procedures and also provides a better overall view of the outcomes for our external auditors.

It is standard practice for many lotteries to draw the winning numbers for all of their PICK games at the same time. This method is more efficient and provides a better overall view of the outcomes for our external auditors. Sales end across the country at p.

Players have the option to choose the first set of seven numbers and have the other two sets selected by Quick Pick or use Quick Pick for all three sets. Customers can play up to 26 weeks 52 draws with Advance Play. Combination play tickets may be purchased for up to 10 draws in advance. The RNG used is independently tested and certified for its effectiveness in generating random results and its integrity. A number of checks and balances are performed to ensure draw security and are witnessed by external auditors Grant Thornton LLP.

These new videos are in a different format than the previous draw videos. We wanted to observe any changes in sales trends as a result of the increase to two Lotto Max draws per week for at least one year prior to making any funding structure changes to the game. These changes allow for greater funding flexibility to pay out Maxmillions prizes. These game conditions changes will help ensure the long-term viability of the game, while providing jackpots and Maxmillions prizes in line with those that our players are familiar with, and expect.

Players can choose to play by using the Quick Pick option or by selecting their own set of six numbers between 1 and The overall odds of winning are 1 in 6. The odds of winning the jackpot are approximately 1 in The total prize payout to players is 47 per cent of sales.

The main prize fund is funded by 40 per cent of sales. By drawing only from selections issued, there will always be a winning selection for the Guaranteed Prize Draw. The odds for the Guaranteed Prize Draw are determined for each draw by the total number of selections issued across Canada. A prize can only be awarded after a winning ticket is presented for validation and approved for payment. The first digit of the Guaranteed Prize Draw selection identifies the region where the ticket was issued.

All OLG selections begin with a 4 or 5, indicating that the ticket was issued in Ontario. No two Guaranteed Prize Draw selections are the same for any given draw. The last two digits of your Guaranteed Prize Draw selection identify the number of selections purchased on a ticket.

To ensure there is only one winning Guaranteed Prize Draw selection, every selection must be unique. Same as with the regular selections for the main draw, with an Advance Play purchase you will have the same Guaranteed Prize Draw selections entered into each Guaranteed Prize Draw that is included in your Advance Play purchase. Each draw is an independent, random draw and so there is no effect on your odds of winning the Guaranteed Prize Draw — the odds on each draw are always dependent on the number of selections issued for that draw.

An additional external auditor performs a parallel draw from a separate geographical location Deloitte. A number of checks and balances are performed to ensure draw security and are witnessed Grant Thornton LLP and verified Deloitte , by two external auditors, located in two separate geographical locations. Tickets can be purchased until p. Yes, a winner may choose a lump sum payment instead of an annuity. If you choose your own numbers, you can have up to four selections on your ticket.

There is no set maximum on the length of the payments. There are times when a top prize or second prize winner may have to take the cash option instead of the annuity. Claimants will have 60 days from the time they present their prize claim to decide whether to choose the annuity or single payment option. We encourage those claimants to seek independent financial advice to help make that decision. Customers can play a maximum of three plays hands per ticket. The overall odds of winning a prize on the lotto draw are 1 in Eastern Time each night.

There are no selection slips for this game. It is a traditional lottery draw that replaces numbers with playing cards. Players must match their cards to the cards drawn nightly to win. Please remember that your ticket would still be valid for the nightly lotto draw as well.

The estimated Jackpot amount is refreshed every 60 seconds and whenever the Jackpot is won or reduced due to a second prize win. The most recent Jackpot estimate will appear on the web and mobile displays whenever you log onto the page, along with the specific time and date that the Jackpot estimate was last updated. The web and mobile Jackpot estimates can be updated approximately every 10 minutes by refreshing your page or by closing the page and opening it again later.

No two tickets will print at the exact same time. It offers players two exciting chances to win with one ticket. The list of 39 words for the Lotto Word Draw may change from time to time and will always fall into a general category. For example, the "Canadian Things" category includes the words "hockey," "maple" and "toque. You must pay your retailer before your ticket can be printed. The overall odds of winning a prize on the nightly Lotto Word Draw are 1 in To win on the Lotto Word Draw portion of the ticket, you must match three or more Lotto Words printed below the wheel on your ticket with the Lotto Words drawn nightly.

If you match the correct number of Lotto Words for one of the draw prize categories, you win the corresponding prize as per the prize structure. Players can win in only one lotto prize category per draw. We are always looking for ways to improve our games and enhance the player experience. As the game's theme is based on the popular television game show that uses word puzzles, Lotto Words were selected to create winning combinations instead of numbers.

The Lotto Word categories were chosen based on consumer preference identified in research and many reference categories used on the actual game show. The words in any given category vary in length from two to 10 letters. It would be difficult to print longer words like "toboggan" and "snowmobile" in a font large enough to be read clearly while still fitting on the lotto ball.

Also, similar words in a category like "holly" and "jolly" could be confused for each other depending on the size of font and print clarity. The list of 39 words may change from time to time as well and using a random number generator to conduct the draws will help to minimize any chance for confusion regarding the winning Lotto Words. Watch N' Win games are limited to an eight-second animation that appears on the screen. Customers can play only one draw at a time.

If your roll matches a winning combination, you'll win the corresponding prize as per the prize structure. For the draw portion of the game, players will match the six numbers printed on their ticket with the numbers drawn nightly. If you match the correct amount of numbers for one of the draw prize categories, you win the corresponding prize as per the prize structure. Players can only win in one lotto prize category per draw.

In order to win on the lotto draw portion of the ticket, you will match the lotto numbers printed below the dice roll on your ticket with the lotto numbers drawn nightly. Players can win in one lotto prize category only per draw. All 'rolls' are chosen using Quick Pick.

Player interest in ONTARIO 49 has remained strong, but we are always looking for ways to improve our games and keep customers interested. The change in price allows for all the prize improvements while still providing great value for a low cost per play. Players choose six numbers from a field of 1 to 49, or get a Quick Pick — with draws taking place Wednesdays and Saturdays.

The time of the draws remains the same as before, with the draws taking place shortly after the ticket purchase cut-off time on the evening of the draw. Ticket purchase cut-off time is p. Unclaimed prizes are directed to profits paid to the provincial government to benefit the people of Ontario. Combination Play allows a player to have multiple selections and be eligible for multiple prizes.

Players must use a Combination Play selection slip for this option. Draws take place on Wednesday and Saturday nights with sales closing at p. Eastern Time on draw nights. Six winning numbers and one bonus number are drawn using the traditional lottery ball-drop method. West in Toronto. Lottery retail locations have take-one tear pads describing the new game and retailers can print out How to Play guides for customers through the lottery terminal.

Players choose six numbers from 1 to 45 and match their numbers with the numbers drawn. It offers Jackpots that grow more quickly, three new prize categories, larger prize payout and better overall odds of winning. Tickets purchased before p. Eastern Time Friday are eligible for the Early Bird draw on draw night.

The Early Bird draw is held after the main draw every Saturday night. Eastern Time on Friday. Players may select their first set of numbers using a selection slip or ask for a Quick Pick and the lottery terminal will randomly select your numbers for you. Whether you select your first set of numbers or not, the second set is always randomly generated.

Players can choose to play 5, 7, 8 and 9 number combinations. Combination Play allows you to play a set of numbers in various combinations. Each combination is a separate play. Starting with the draw of November 14, , three new categories were added. These categories are:. Fourth prize : 4 of 6 plus Bonus Number match 4 numbers plus the bonus number Sixth prize : 3 of 6 plus Bonus Number match 3 numbers plus the bonus number Eighth prize : 0 of 6 plus Bonus Number match the bonus number.

With set prize amounts customers will know how much they will win. Each of the prize categories is comparable to the prize values of the old version of the game. Unclaimed prizes on all the games we operate exclusively in Ontario are directed to profits paid to the provincial government to benefit the people of Ontario.

Twenty numbers from 1 through 70 are drawn daily, and players decide how many numbers they want to match. Twenty numbers from 1 through 70 are drawn daily. Players can choose how many numbers they want to match. Tickets printed from the old selection slip will include the following message instead of a prize table: "Visit olg. When you choose Quick Pick, the retailer will ask you how many numbers you want to play and how much you want to bet.

Now players can play their favourite daily lotto games twice each day. There is no change to the schedule of draws for any of our other lotto games. Eastern Time each day. Eastern Time will be valid for the next draw. Check your ticket to be sure. Advance Play is available for up to 10 consecutive draws. Yes, Advance Play is available for up to 10 consecutive draws, not days. PICK-4 is a daily draw lottery game that gives players a chance to play four of their favourite numbers, ranging from 0 to 9, either by Straight Play or Box Play.

Straight Play is matching all four digits in the exact order e. A number with the same 4 digits e. Box Play can be won four different ways:. For example, if three of the four digits played are the same eg. Similarly, a 6-Way Box Play 2 sets of digits the same e. The fewer the possible number of combinations, the greater the prize.

For liability purposes, there are limits to how many unique number selections can be purchased for each draw. After one ball is selected from each Messenger machine, the digit is recorded. Tickets sold before 2 p. Eastern Time and until p. Tickets purchased after p. Tickets for PICK-4 that are sold before 2 p. Slipless Play allows players to choose their numbers for PICK-4 without having to fill out a selection slip.

Customers will now be able to tell their lottery retailer which numbers they want to play and the retailer can enter the numbers into the lottery terminal for them. Please verify your ticket after purchase. If there is an error with your Slipless Play selection, let your retailer know right away. As with all draw lottery tickets, Slipless Play selections may be cancelled up to 30 minutes after they have been printed. Please notify your retailer immediately if you wish to cancel your ticket.

There are two daily draws for PICK Your ticket will always state which draw date the ticket is valid for, as well as whether it is valid for the MIDDAY 2 p. PICK-3 is a daily draw lottery game that gives players a chance to play three of their favourite numbers, ranging from 0 to 9, either by Straight Play or Box Play. Box Play is matching all three digits in any order.

If the 3-digit number you select uses the same digit three times e. Tickets for PICK-3 that are sold before 2 p. Slipless Play allows players to choose their numbers for PICK-3 without having to fill out a selection slip. PICK-2 is a daily draw lottery game that gives players a chance to play two of their favourite numbers, ranging from 0 to 9.

Tickets for PICK-2 that are sold before 2 p. Slipless Play allows players to choose their numbers for PICK-2 without having to fill out a selection slip. Numbers will start to repeat after all 10 million possible combinations are sold. Please visit your lottery retailer to validate your ticket and watch the animated wheel spin on the lottery terminal screen CDU.

Yes, as with all OLG tickets, you can scan your ticket in the ticket checker at a lottery retailer or by using the OLG Lottery App to see if it is a winner. Please visit your lottery retailer to validate your ticket and watch the animated wheel spin on the lottery terminal screen CDU to find out the value of your prize. Visit your lottery retailer to validate your ticket and watch the animated wheel on the customer display unit on the lottery terminal spin to reveal your prize.

Each SPIN prize is a guaranteed win. The odds of winning each prize value are:. On the first day, the winner will arrive at the Prize Centre and proceed through the claim process which typically takes a few hours. Every CHIP prize is a guaranteed win! Visit your lottery retailer to validate your ticket and watch the animated PLINKO chip drop on the lottery terminal screen to learn the value of your prize.

Visit your lottery retailer to validate your ticket and watch the animated PLINKO chip drop on the customer display unit on the lottery terminal to reveal your prize. Each CHIP prize is a guaranteed win. Watch the animated draws from anywhere, anytime on your mobile device or desktop.

You can watch the animated draws from anywhere, anytime on your mobile device or desktop. The odds of winning the various prizes available are as follows:. Due to the frequency of the draws and the potential for a prize to be won almost immediately after a ticket is printed, HIT OR MISS tickets must be paid for before the retailer prints the selection.

Select Watch Current Draw and when the countdown is complete, the draw animation will begin. For example, a draw occurring at 10 p. If you have purchased a ticket with two or more draws, your draw numbers will be displayed as a range. Each card will print a ticket for the next five consecutive draws. These cards have no expiry date and can be separated after purchase. Lottery gift cards are available for purchase by anyone however, they can only be redeemed at a lottery retailer by those 18 years of age and older.

Lottery gift cards can be purchased at participating lottery retailers and at hundreds of other locations including big box retailers and grocery stores. Lottery gift cards can be redeemed at any lottery retailer. OLG lottery gift cards can only be redeemed at Ontario lottery retailers. Yes, the lottery gift cards can be reloaded. Provide your card to the retailer with the amount you wish to load. Visiting the lottery gift card page on OLG.

Visiting a lottery retail location and using the Ticket Checker or asking a retail employee to check the balance. The full Terms and Conditions can be found by visiting the lottery gift card page. Lottery gift cards can only be purchased and redeemed at participating retailers. This option may be offered in the future on OLG. E-Gift Cards are electronic gift cards that work the same way as a regular gift card.

The recipient receives a digital card emailed to them with a redemption barcode. E-Gift Cards are used just like regular gift cards in stores. Please check the email receipt to ensure your E-Gift card was purchased via the secure website. Strict age controls are a key component of our commitment to social responsibility.

A person must be at least 19 years of age to enter a gaming site, the same minimum age as required for the serving of alcohol. OLG strives to promote positive play and assist in the prevention and mitigation of problem gambling in Ontario. In addition, each of our Responsible Gambling RG program areas are designed to support this goal:. Random number generators do. Each one of those numbers has an equal chance of being a winner. Random number generators on slots are the reason why some people win on their first try, while others can spend hours playing and not win anything.

Do not confront the individual if they are still there. Ask the nearest employee for assistance and tell them as much information about the machine, including the time it happened, how much credits were in the machine, etc. The employee will notify security and they will investigate the claim. The most recent games history can be reviewed to determine if you were paid incorrectly. We recommend you stop playing and call for an attendant. While you wait, please read the pay table located on the slot machine to better understand the rules and criteria for each payout.

Any one of our slot representatives on the gaming floor would be happy to walk you through how to play a specific game. All Ontario gaming sites are required to fully comply with the accessibility requirements of the Ontario Building Code and the Standards of the Accessibility for Ontarians with Disabilities Act. The odds of winning the jackpot are disclosed in the game rules and are in direct proportion to the amount you bet.

It is important to note how slot machines work. Each play is treated like an independent event with the same odds of winning or losing as every other play on that game. The result of the last play or series of plays has absolutely no bearing on what happens on your next play. You must acknowledge that you have read the notification before you can dismiss the notification box.

Verification of the award may take a few days. However, you can see a record of the jackpot win in your account transaction history. The transaction history shows the amount of the jackpot meter at the time of your win. The progressive jackpot amount is displayed in your local currency. If you win, you will receive the amount shown on your screen. However, it is likely that the amount of your actual payment may be slightly higher, since the jackpot amount on the central system may have grown after the last update to the jackpot meter displayed on the screen due to a small transmission delay over the network when updating the jackpot meter display.

The amount recorded in the jackpot central system is the actual amount of your award, if there is a difference. The jackpot meter is always current and scrolls continuously in proportion to the volume of play across the network. Any wins promptly reset the meter to the established start amount.

The full amount of the jackpot win is paid once it has been verified. The jackpot winner is paid in a lump-sum, rather than annual installments. You are eligible to win the progressive jackpot no matter how much you bet. The odds of winning the jackpot are in direct proportion to the amount you bet: if you place higher bets, your odds of winning the MegaJackpots progressive increase.

OLG pays your win to you directly. You are paid the entire amount of the jackpot in a single lump sum payment into your OLG account. The secondary winner receives the jackpot re-seed amount. Therefore, it is possible that a player in a province outside of Ontario may win the progressive jackpot.

You must be correct on all your selections to win. Hockey, American and Canadian professional football, American college football, baseball, American college basketball, North American Soccer and European soccer. You must select at least three outcomes to place a wager. The player would then have to make at least one wager on another sport event to have the minimum of three outcomes. We must be able to limit the financial risk. Yes, but the limits for prizes are well above what has ever been won, and so we don't expect to have to invoke these limits.

If you are correct with all the other selections on your wager, then you still win. The same selection slip is to be used for each Card type, however, you can only wager on one Card per selection slip. The POOLS slip allows players to 'box' up to four events per slip, saving the need to fill out multiple selection slips. In general, an event may be cancelled if it is not an official event as defined by the OLG, or if the game on which the event is based, is considered incomplete.

The player or players with the most correct selections will win or share the prize pool. Players have the option to 'box' up to four events on a single selection slip. All sports are offered on POOLS - baseball, college basketball, football, college football, hockey, soccer and car racing - at the time that events are available. POOLS is played by predicting which teams will win from a slate of games. It's generally considered to be more difficult for a team to win when playing away rather than playing at home, and so for POOLS a win is credited to the Visitor when there is a tie.

Each of our sports games has unique features so that we can offer a range of wagering options to various customers. A pre-set wager amount with an equal potential winning share is the most preferred design for games like this that are based on a pari-mutuel pool prize structure. For convenience, there is now a Box Play option for players allowing them to box up to four events on a single selection slip. A team is identified by a driver for the team and that driver must start the race although he may then be replaced with another driver.

If both teams finishing positions and number of completed laps are tied, the Visitor will be the winner. It's fun and easy to play. Each game is handicapped with a point spread. All selections for a wager must be on the same sport. A push occurs when the point differential at the end of the game equals the spread number. We always try to give our players as much choice as possible.

We must be able to keep the financial risk at an acceptable level or we will not be able to offer sports wagering games. We know and appreciate that these limits can at times be difficult for players to understand. Allowing for combinations of events from different sports would make the game unmanageable.

NOTE: Although you cannot combine College football with either of the professional football leagues, you can combine American and Canadian professional football on one ticket. If a participant does not play, the event is cancelled. To calculate the potential payout of your wager, multiply the odds as indicated by OLG of each of your predicted event outcomes. There is strong commitment from across the charitable industry for a transformation. The Initiative was developed in collaboration with charities, through the Ontario Charitable Gaming Association; operators, through the Commercial Gaming Association Ontario; and government, through the Ontario Lottery and Gaming Corporation.

By aligning efforts across the organizations, we can begin delivering a new entertainment experience to consumers to preserve and enhance revenue for local charities. Under the new model, the "conduct and manage" responsibility will reside with the OLG through contracts with commercial operators, charities and municipalities. The new model offers tremendous opportunity for investment and a transformation of charitable gaming in Ontario. OLG is strongly committed to upholding the public's best interest by delivering its products and services in a socially responsible manner.

On March 31, , the Corporation launched its Responsible Gaming Code of Conduct, a commitment to reduce the risk of problem gambling in Ontario. Through a series of initiatives, OLG is strengthening its corporate commitment, enhancing customer information and education programs and developing programs and policies that improve the gaming environment.

Alternatively, you can email us. The outcome of a game is determined by the system at the point of purchase and is not affected by the skill or judgement of the player. This Act, and its regulations, lay the framework for the development of province-wide mandatory standards on accessibility in all areas of daily life. Although OLG. A total of seven studies have determined that new casinos have no impact on property values, while six other studies have found new casino development to be associated with increases in property values.

OLG envisions gaming facilities that are designed to be part of a host community, complementing its surroundings both visually and commercially. Modernizing lottery and gaming is about improving the customer experience, creating jobs in the industry, and increasing revenue for the Province of Ontario. Advances in technology, changes to shopping patterns and demographics, and declining visits from the U.

Private sector service providers will manage some of the day-to-day operations of lottery and gaming facilities and OLG will focus on things like managing the market and Responsible Gambling. OLG will also continue to help Ontarians understand how revenue generated by gaming in Ontario benefits them. Eight million Ontarians play OLG lotteries every year, making it a very popular form of entertainment. Over the years, host municipalities have used revenue from OLG facilities to build infrastructure, invest in culture and create local jobs.

For example:. In Hanover, the town used revenue it has received to invest in local culture — renovating its century-old theatre with new drapes, seats, air conditioning and more. A municipal council is required to seek public input into the establishment of a proposed gaming site. The municipal council must give OLG, in writing, a description of the steps it took to seek public input and a summary of the feedback it received. In addition, the municipal council must pass a resolution supporting the establishment of the gaming site in the municipality and give a copy of the resolution to OLG.

The purpose of this process is to ensure that every municipality is indeed a willing host to a gaming facility. OLG has taken a consistent approach for every potential and current host municipality. The approach has three basic steps:. OLG has been clear from the outset that it will only locate gaming facilities in communities that want one.

The first step is for a municipality to pass a resolution formally indicating that it is interested in the option of allowing the entire area of a Gaming Zone within its boundaries to be considered for a potential gaming activity. As part of this resolution, the municipality may indicate conditions of its approval, such as where the gaming site may — or may not — be located. The second step is for OLG to choose the private sector operator through a fair and competitive process, which includes a Request for Pre-Qualification and a Request for Proposal.

The successful proponent would then need to work with the municipality on specifics about a gaming facility such as picking a preferred location — just as would happen with any major development. Municipalities have a say in many of the aspects of any major development, including location, design, building height, density and more.

Before a new facility is built, there needs to be consensus from three parties: the municipality, the private sector operator, and OLG. A municipality can seek public input in any manner it chooses, including a referendum or other forms of public consultation. However, a referendum is not required. The Ontario Lottery and Gaming Corporation Act, , requires that a municipal council seek public input into the establishment of a proposed gaming site.

As part of its resolution, a municipality may indicate conditions of its approval, such as where the gaming site may — or may not — be located. The next step is for OLG to choose the private sector operator through a fair and competitive process, which includes a Request for Pre-Qualification and a Request for Proposal.

Before a new facility is built, there needs to be consensus from three parties—the municipality, the private sector operator and OLG. The procurement process allows OLG to pre-qualify interested service providers against specific criteria, while ensuring the process is fair for all relevant stakeholders.

OLG envisions new gaming facilities that complement their surroundings both visually and commercially. The successful proponent would need to work with the municipality on specifics about a gaming facility such as picking a preferred location — just as would happen with any major development. Before a new facility is built there needs to be consensus from three parties: the municipality, the private sector operator, and OLG.

OLG is currently conducting a multi-staged fair and competitive procurement process to select regulated private sector service providers for its gaming sites. Throughout the procurement process, OLG has engaged the services of a Fairness Monitor to provide oversight and advice to support integrity and fairness.

OLG will continue to conduct and manage lottery and gaming in Ontario. OLG will retain responsibility for all critical decisions related to the operation of gaming, including:. OLG will also continue to prevent and mitigate the effects of problem gambling through its Responsible Gambling program. OLG expects to pay private sector service providers based on a combination of a base fee and a percentage of gaming revenue generated at a site.

The percentage of revenue provided to the service provider will vary based on the revenue generation potential and cost structure of the site, as well as asset ownership. OLG will continue to conduct and manage lottery and gaming in Ontario and will retain responsibility for all critical decisions related to the operation of gaming. OLG expects to pay a service provider based on a combination of a base fee and a percentage of gaming revenue generated at the site. The percentage of revenue provided will vary based on the revenue generation potential and cost structure of the site, as well as asset ownership.

Operating agreements will be explicit in the roles and responsibilities of the service providers and OLG. To determine gaming zones across the province, OLG used a Gravity Model — a business tool commonly used for modeling supply and demand within a given geographic area. These factors included:. OLG then drew borders around these areas to form gaming zones.

Mayors in all 23 host municipalities have indicated to OLG that there is no correlation between gaming in their communities and crime rates. In fact, some of these mayors have anecdotally indicated that the increased security presence resulting from casinos has helped lower levels of criminal activity. In Windsor, data from the Canadian Centre for Justice Statistics, Statistics Canada, shows that incidents of crime went down approximately 30 per cent between and Casino Windsor now Caesars Windsor opened in Two recent studies in Alberta found no significant statistical relationship between gambling and crime.

Williams, Rhym and Stevens Alberta Gaming Research Institute. A report, The Social and Economic Impacts of Gambling, which was presented to the Canadian Consortium of Gambling Research, determined that there is currently no reliable way of attaching a monetary value to the social costs of gambling. This is expected to increase once modernization is completed.

Responsible Gambling is, and will continue to be, a key focus for OLG. In fact, as lottery and gaming has evolved, it has become a central pillar of its business. Last year, eight million Ontarians played the lottery at least once and 2. OLG provides a form of entertainment and wants customers to use only an affordable portion of their disposable income to play its games. Approximately 3.

OLG is also currently exploring new design features to support its Responsible Gambling priorities, such as:. OLG also offers a range of information and education tools to promote Responsible Gambling and to help players understand how games work. These operating hours are standard within the gaming industry and are based upon customer demand for this form of entertainment.

OLG encourages all players to set a time and dollar limit on their play to ensure they are playing for entertainment purposes. Through initiatives like knowyourlimit. OLG seeks to build a sustainable player base that spends only an affordable portion of its disposable income on gaming as a form of entertainment. OLG is currently building a data analytics program.


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Look for key numbers such as five and seven because they tend to represent two- and three-possession games. In both cases, the spread is almost always If New York pulls off an outright upset, then that is also a winning wager. Need more winning picks? The handicapping, sports odds information contained on this website is for entertainment purposes only.

Please confirm the wagering regulations in your jurisdiction as they vary from state to state, province to province and country to country. Using this information to contravene any law or statute is prohibited. The site is not associated with nor is it endorsed by any professional or collegiate league, association or team.

OddsShark does not target an audience under the age of Please visit gambleaware. Google Tag Manager. Oddshark logo linked to Home. Close Menu. Odds Shark Top Sportsbooks 1. Visit operator for details. Facebook Twitter Reddit. What Does Mean? What is a Sports Betting Middle? Doc's Picks Service Need more winning picks?

All rights reserved. Also, normally commissions would be charged to enter and exit the stock market trade. Finally, the profit may be subject to capital gains tax and stamp duty. Now, let's look at a comparable spread bet. The value of a point can vary. In this case, we will assume that one point equals a one pence change, up or down, in the Vodaphone share price. In the U. However, while spread bettors do not pay commissions, they may suffer from the bid-offer spread, which may be substantially wider than the spread in other markets.

Keep in mind also that the bettor has to overcome the spread just to break even on a trade. Generally, the more popular the security traded, the tighter the spread, lowering the entry cost. In addition to the absence of commissions and taxes, the other major benefit of spread betting is that the required capital outlay is dramatically lower.

The use of leverage works both ways, of course, and herein lies the danger of spread betting. While you can quickly make a large amount of money on a relatively small deposit, you can lose it just as fast. If the price of Vodaphone fell in the above example, the bettor may eventually have been asked to increase the deposit or even have had the position closed out automatically. In such a situation, stock market traders have the advantage of being able to wait out a down move in the market, if they still believe the price is eventually heading higher.

Despite the risk that comes with the use of high leverage, spread betting offers effective tools to limit losses. Risk can also be mitigated by the use of arbitrage, betting two ways simultaneously. Arbitrage opportunities arise when the prices of identical financial instruments vary in different markets or among different companies.

As a result, the financial instrument can be bought low and sold high simultaneously. An arbitrage transaction takes advantage of these market inefficiencies to gain risk-free returns. Due to widespread access to information and increased communication, opportunities for arbitrage in spread betting and other financial instruments have been limited. However, spread betting arbitrage can still occur when two companies take separate stances on the market while setting their own spreads.

At the expense of the market maker, an arbitrageur bets on spreads from two different companies. Simply put, the trader buys low from one company and sells high in another. Whether the market increases or decreases does not dictate the amount of return. Failure to complete transactions smoothly can lead to significant losses for the arbitrageur. Continually developing in sophistication with the advent of electronic markets, spread betting has successfully lowered the barriers to entry and created a vast and varied alternative marketplace.

Arbitrage, in particular, lets investors exploit the difference in prices between two markets, specifically when two companies offer different spreads on identical assets. The temptation and perils of being overleveraged continue to be a major pitfall in spread betting. However, the low capital outlay necessary, risk management tools available, and tax benefits make spread betting a compelling opportunity for speculators. Trading Instruments. Your Money. Personal Finance.

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Most pleasant puzzle, with 11a new to me but easily solvable. Thanks to Falcon and Campbell. Robert I think you will find most found things educational and interesting and certainly not requiring apology. That speaking as a pretty illiterate metallurgist where before they called it materials science it was rumoured you got a pass degree by being able to spell the subject.

Given how much pleasure my daughter gets from reading I regret not having dug deeper into the rich vein of literature. Your posts just reinforce that. That is rather interesting. In this case, the process would appear to been reversed wherein the clue was made a bit more challenging in the online edition. Mr Amazon has been kept quite busy recently ferrying books to my door and I think I have three more heading my way as I write.

Jane, Rumer Godden wrote several good books, her most famous was Black Narcissus. I especially liked China Court. What did I mention earlier about nostalgia? This wretched Covid has meant us remembering our past. Not such a bad thing. Rumer Godden also had a very interesting life starting in India and ending up in Scotland. There is a very good biography by Anne Chisholm. Apologies for gate crashing your conversation! It gets my vote as favourite today. I like lurkers so 17d my COTD. Re 9d.

It reminded me of happy times spent priming said stove as a precursor to a fairly restricted-menu but most welcome meal. Priming the cooker usually involved tainting the first thing cooked with the paraffin!

I ruined many a bacon butty that way, but my excuse that it was smoked bacon usually worked on my campmates. It becomes our only method of cooking. Was also invaluable when we renovated our last house ourselves. Once the old stove went to a charity, I cooked outside on the little stove for about three months ….

A very straightforward and comfortable solve this morning, fun to complete and nags unfazed. My 11a was something from the orchard rather than conference which was slightly more devious. Thoroughly enjoyed and thanks to the setter and the Falcon. A lovely start to the cross wording week and very enjoyable. Solved without help so feeling quite satisfied. My COTD is 16a. Nice easy start to the week.

The ritual of getting one going was a wonderfully messy and dangerous affair involving meths and paraffin and no doubt banned these days for 12 year olds by Elf and Safety. Thanks to Dada and Pommers for the entertaining but unneeded hints. Very gentle. I agree with CC about 3d. Not the best clue. Probably correct about 9d too.

Favourite 8a. Thanks to all. Painless exercise today. The type of run alluded to in 2d is a US import and not sure where the 14d came from but I first met it forever ago in Greece however no worries seem to annoyingly replace it these days. Thank you Campbell and Falcon. A case of more haste less speed. Pleasant if undemanding with nice surfaces. Am finding Rookie Corner a good deal more challenging…. I might be back later. My husband printed off and handed me a cryptic puzzle dated Mon.

I thought that No. I now realise that it was a prize puzzle so will have to go back to the drawing board. Thanks to Falcon in Ottawa. I always print these bonus Monday cryptics Daisy, which I then put side. When I get stumped by a very difficult puzzle, I turn to the bonus one instead.

They are often provide a enjoyable challenge. I enjoyed this whilst it lasted. I have memories of 9d from my days in the Boys Brigade along with forcing entry to a Watneys party seven with a mallet and tent peg and drenching the inside of our tent in the process.

Candidates for favourite — 20a, 1d, and 5d — and the winner is 20a. Thanks to Campbell and Falcon. And I did rather like the clue! Mrs LrOK used 13a successfully then discovered the trap worked but killed the mice. Now I just have to ask the mouse politely to leave or use some other strategy that she has yet to divise. Agree Jane. I have never developed a taste for stuff, despite living over here since the very early s.

And peanut breath, yuk. Was surprised when it made it across the pond. Enjoyed 9d I still remember them and am born after We completed this quickly and enjoyed most of it but were not too happy about our last two in, 3d and 8a. Favourite clues 16a and 20a. Thanks to Falcon and setter. The pleasure was all in the parsing. The words were gentle but reasoning why gave me real pleasure.

Cricket now very interesting and l need to catch up on Ben Stokes and his latest piece of genius. Ah lovely! Just at my level. There is little more enthralling in the world of sport than a Test match on the last day, keenly fought, with all four results still possible. Come on Ben Stokes! Come on England! Thanks to Campbell and Falcon, neither of whom are involved in the Test match, as far as I know. All over, we won! Love my cricket. Thanks to my Dad who was a played in life member of the MCC.

I had Power of Attorney for him and seriously had to stop myself from using his Lords allocation after he died — think I would have got away with it for years! Why was I so honest? I love cricket too Manders. Great match. Well done England. Thought this was going to be dead easy. But got held up by 3d 8a and for some reason 24a. Missed the homophone in 20a. Off to buy a bolster chisel to clean up some bricks I intend to reuse elsewhere after partially knocking down a small wall at the entrance to my drive.

The car however suffered. My husband very kindly came back in with the right copy of the crossword. I have to say that this was easier than the other crossword. I liked 20a, followed by 13a, which I absolutely love. Someone has just sent me a beef recipe using it. Many thanks to the setter and to Falcon. Completed this unaided — a very rare occurrence for me and one that was much enjoyed whilst it lasted. Thanks to the setter and to Falcon for being so obliging. They were singularly unimpressed by any suggestions I made for what they might like and eventually asked for peanut jelly sandwiches.

These turned out to be a slice of bread spread with peanut butter sandwiched with another spread with strawberry jam! Sadly, my children thought they were wonderful. The first day, we had to go into the woods to find….. Then we had to make all our own tripod wash bowl stands and towel racks using clove hitches and lashing.

We had lumpy sleeping bags covered in an elaborate arrangement of army blankets and kilt pins and porridge cooked overnight in a haybox — this is new thing now….. If you were doing a badge, you had to make a fire pit by cutting and rolling back turf, collect four grades of kindling and wood and you were only allowed one match…. I suspect that the compulsory lie down for an hour after lunch was to give those in charge a spot of peace.

Exactly my experience of Girl Guide camps, Bluebird, but for some bizarre reason I always looked forward to them! Funny you should mention the rum. See, Cubs was useful after all. Despite not being able to stick Girl Guides out, it was a different kettle of fish with my own sons who threw themselves into everything. I was called upon to take various packs through their orienteering badge, or maybe it was called map reading back then.

I have a huge amount of respect for the volunteers who turn out week in week out to run these packs. My sons had a terrific Arkela. I believe you. My experiences were the same commencing in with an exciting indoor camp in a village hall near Dunoon in Scotland. Travel was by overnight train and steamer. We sleeper on the floor on paliasses bag made out of hessian filled with straw. Only difference over 60 years later is that I am still in the Guides. Wonderful opportunities! Very enjoyable start to the week and have a busy day excavating the lounge floor in preparation for UFH.

Mrs 2P introduced me to Marmite and the fact that its manufacture relies on someone making vast quantities of beer puts it in the superfood category. Just saying… Thanks to the setter and blogger. As has been said, a nice gentle start to the week with no outside help needed. I am sorry I was so grumpy yesterday but amongst other things had to turn down an invitation to go and stay with my brother whom I have not seen for yonks. Quite delighted now though to be thought an expert on life in the old days — I always hoped there must be some point in being old.

The tales I could tell ….. My only problem was whizzing along happily but putting a few answers in the wrong place which made things a bit interesting. Thanks to whoever set this one and to Senf. Off to the garden and then will have a go at Mr Rookie. He eventually managed to sort out his rather negligent owners and his chaotic living conditions and, as far as I know, is still there and hopefully getting all the love and attention that he needs.

Gentle start to the week. Thanks to the setter and Falcon. My 6 yo grandson was being home schooled by my daughter. They were doing phonics and had to pronounce the word and put it in a sentence. A pleasant accompaniment to my morning bath, and no help needed for once the crossword, not the bath. After living for years with rattlesnakes and worse in the Arizona desert, the closest I came to being bitten was by a 2d in the Scottish highlands!

Went to a 3d fight in Hawaii once. Rather bloody and quite illegal. It was raided by the police who arrested two old men who had had nothing to do with the fights. After they had gone the fighting continued with everyone happy, including the police and the two old men who no doubt got paid well for being arrested. In fact it said, "Up to, informally " emphasis mine. Yay for me. FYI, "til" actually is a perfectly OK if somewhat obscure word meaning the seed of the sesame plant. Anyway, because there are so few errors, it's satisfying in a puny sort of way to catch them.

There is a difference of opinion whether it's OK to use reference works to solve puzzles. The people who think it's not OK explain their position with these three points:. In reply I say: You may choose to feel more satisfaction if you like, although it seems to me a somewhat arbitrary standard. As for me, if I can finish the puzzle even a single minute earlier by consulting a reference, I'm willing to pay the price of a loss of some additonal sense of satisfaction.

And I do agree that if person A and person B finished the Saturday NYT in the same amount of time but person A did it without references, person A is the more knowledgeable solver. Here again, you may choose to set such an arbitrary standard, but my attitude is that by paying the price of knowing I didn't meet the no-references standard, I learned somethng I didn't know before.

The third point is tautological and therefore specious. The term "reference" as used here has different meanings. We can think of them as lying on a scale from not-really-cheating-much-at-all on up to full-blast, no-doubt-about-it cheating. At the good end of the scale, I think it's positively desirable to use references such as dictionaries and atlases, for two reasons.

One is that the more you use them the more efficient you get at using them, which is good because it saves time. I know France is on page 28 of my atlas, and I often open my unabridged dictionary to within a few pages of the word I want. I'm willing to pay the price of believing I cheated a little in order to save time not having to look up France in the table of contents.

A better reason is that if you do go ahead and use your dictionaria and atli and so on, such as how to pretend-pluralize words in Latin, you're bound to learn something. As you're rummaging around looking for whatever five-letter word you need, you can't help stumbling right smack into facts you didn't initially care about, facts you might find useful in understanding the universe of your life.

Moving supposedly further up the scale from good cheating to bad, I really don't see any significant difference between using paper references and using the Internet as a substitute. Learning to use the Internet efficiently to get information is desirable, and it can save a significant amount of time. And the Internet, with its hyperlinks to anywhere, makes it so much quicker to follow up on whatever piques your interest.

Furthermore, the Internet has a lot more information than any collection of paper references you have, unless your name is Library of Congress. Yet nearer to full-on cheating is simply asking someone who knows the answer. I had no idea that in hockey there's a deke or that in baseball there's an A-Rod, but I knew my brother would, so I asked him and got my answers.

I didn't learn how to use my references more efficiently unless you count knowing my brother's telephone number, which I'll give you if you have any sports questions , but at least I learned the explanations decoy, Alex Rodriguez. Perhaps even further along the cheating scale is using a reference, whether online or on paper, that simply shows you all the possibilities for a given pattern of known and unknown letters.

If the clue is "Plenipotentiary" and the answer LEGATE turns out to fit your puzzle, and if you don't know what either word means, you have nominally finished the puzzle but you haven't learned anything. I'd rather spend a few extra seconds using a more informative reference and learning something than finishing faster but remaining ignorant. The extreme end of the cheating scale is simply to ask online. Several sites purport to answer general-knowledge questions, with varying degrees of accuracy but in some cases within a minute, so you could simply log in to one and type, "What German industrial city on the Ruhr River starts with ES and is five letters long?

I used ChaCha. Yes, I was cheating, and no, I don't feel bad about it. I would not finish maybe a fifth of the puzzles if I eschewed my references. As I see it, you will surely learn a lot more if you do use them, and I truly do consider learning to be a really good reason to play crosswords, no matter how many people disagree with me, which is a lot.

Not only do you learn about the relationship you looked up, you can also fortuitously learn a bunch of other stuff along the way. For instance, just this morning yes, this very morning I was looking up the word "cline" in a dictionary Rhu2 when I noticed the headword on the other page was "cliticize," which at first I thought was the Japanese pronunciation of "criticize," which of course drew my attention, so I looked up "cliticize" and discovered its handy adjectival form, "clitic," the definition of which you might want to look up yourself, following which you will probably be a lot disappointed but a little educated.

If you're an experienced solver or constructor you won't care much which references I use because you'll have gradually gathered your own collection, but if you're a novice you might care a little. One of the funnest features of New York Times crossword puzzles is the theme answers.

Not all of them have a theme, and they can't help seeming a bit pedestrian or repetitive every once in a great while, but if you've read this far then often you'll think they're remarkably clever and entertaining. Crossword constructors play with language at two levels. Take this detour to learn about some outstanding NYT crossword themes, then return here. If you would like to learn how to play crossword puzzles better, the single best method is to play them a lot.

The most difficult method not counting having to read this really long essay , but a surprisingly educational one, is to try to write your own. There are two benefits to trying to write your own crossword puzzle. One is that you will have a more detailed appreciation of how difficult it is to write one at all, not to mention how much more difficult it is to write a good one. The other benefit is that you will become a better, faster player.

Once you have sat in the author's seat for a while, you can understand better how certain answers get the clues they do. You'll ask, "If I were the author of this puzzle and this is the answer I need to complete this part of the grid, what clue can I give? Take this detour to learn how to write a crossword, then return here. One particular crossword has generated a lot of interest, the puzzle I declared is the hardest one ever published by The New York Times. Also, it contains what has been for me the most baffling clue-and-answer relationship ever.

Take this detour to learn a lot more about the hardest NYT crossword, then return here. Miscellaneous thoughts. Take this detour to read a few more miscellaneous thoughts about crosswords, then return here. From playing crosswords I have enjoyed many thousands of small doses of pleasure.

If you are an experienced player, you know what I mean. If you are a tyro, consider the benefits as I see them. First, I've learned a lot. Second, I always revel in playing with and presumably getting better at using my language, which is the tool, the translating mechanism, I use to think thoughts and to communicate with other humans.

And third, I've spent all those hours relaxing. You too can enjoy all those small and large pleasures, meted out in small daily doses. If you are a complete novice you will likely find your first several crosswords to be impossibly difficult; you simply will not be able to finish no matter how long you try.

And that's OK; it's to be expected. But as you gain experience you will start to catch on. Do hang in there. You'll find after a couple weeks or months -- depending on how good you are with language to begin with and how many facts you already know and how good you are with references -- that you can finish some of the Monday New York Times puzzles. I can almost guarantee you you'll remember the first time you finish one by yourself. After a while longer you'll be finishing the Mondays most of the time and some of the Tuesdays.

Within six months or a year you'll be looking forward to the Sundays, because you'll enjoy how the big Sunday puzzles give the authors room to develop their themes more deeply, and by then you will have caught fully on to what to expect from a NY Times crossword.

You'll be crashing through those clues in no time, writing or typing in lots of them as fast as you can write or type, slowing down only to ponder over the tough ones, and taking in all the pleasure of the Cute Clues. And maybe a year after that you'll actually be looking forward to the puzzles that are -- pound for pound -- the toughest of all, the fearsome and unpredictable Saturdays. At that point you will have become permanently hooked. And in the meantime you should not hesitate to see whether anyone you know plays crosswords or wants to.

Crosswords can definitely be a group activity, whether it's a group of ten co-workers in an office e-mailing or texting one another about the clues or a group of two people holding the puzzle between them and relaxing together in intimate contact. I'm not sure I went down all the detours. Take me back to the top crossword outline again. This page was last u pdated on May 03, , although other pages are being added to or updated constantly.

Introduction II. Why not to play III. Rules for clues, answers IV. How to play well. Analogy VI. Reference works. Theme answers. Try writing your own. Hardest Puzzle. Just go there and watch. It might be helpful to understand certain terms used by crossword constructors and their editors, so here's a glossary. Note that the convention among constructors, which I follow in this essay, is to render clues in double quotes and answers in all caps, viz.

Also called keyed. Unchecked squares, sometimes called unches, are forbidden in all mainstream American-style crosswords. One effect of this rule is to make the constrctor's job more difficult, but another is that the player gets two shots at a tough cell, not just one. See editor. A constructor might say, "I'm stuck in a tough corner.

For many years, until the editorship of Will Shortz starting in , NYT puzzles did not eschew and sometimes even enouraged white squares in which both crossers were ungettable without resort to reference materials.

Now a rule followed by NYT puzzles and others is to avoid at almost all costs a white square in which both the Across and the Down answers are obscure or otherwise ungettable. Often an ungettable white square will arise where two proper nouns cross. Because proper nouns can be spelled so many unpredictable ways, you might have to research one or both names to squish out the right letter.

Terms used by constructors for these problematic squares are amusing -- blind crossing, dead spot, knothole, and my favorite, coined by Barry Tunick in , dirty double-crosser. Words with lots of vowels and common consonants such as N and R are useful for filling in a difficult part of the grid, but a few of those words are both obscure and tough to clue except too literally.

Crosswordese answers are, if you think about it, always short. Cruci- is the root for the term "cross," as in crucifix, and verbal , of course, just means "word. These can be fiendishly difficult until you master the special rules for how clues may be formed. For more information go HERE. It does not get harder throughout the week, which means it takes the same amount of time every day. It is is easy, easier than a NYT Monday, which means many people can finish it without references.

It has no theme. Daily commuter puzzles, sometimes just called commuters, are not known for their sparkling and witty clues and answers; some are pretty much entirely generated by a computer program that is deadly accurate but also deadly straightforward. Just so I could write this paragraph for you I recently October to November played 24 consecutive such dailies and recorded my times.

To confirm they don't get harder throughout the week, the range of those 24 TMS times is from to , which is only 1 minute 35 seconds, with a standard deviation of less than 27 seconds. By contrast, the range of the averages for my NYT Mondays through Saturdays is over 33 minutes with a standard deviation of more than 13 minutes. If you're so good a player that you regard these puzzles as a waste of time, try solving using only the Down clues.

Furthermore, you must figure out where all the dark squares go and blacken them. See here for more information. NYT crosswords and almost all other high-quality franchises start off easy on Monday and progress to really hard by Saturday. The gradations from one day to the next are remarkably consistent, at least according to my own recorded times for several years. So, a constructor might wonder, "Is this clue too difficult for an 'early in the week puzzle'? It means no matter what your level of experience, there'll be a puzzle just right for you.

Crosswords are submitted by constructors to editors, who not only reject many but also edit the ones they accept. The editor's role can be surprisingly large. The principal reason is to moderate the clues so they match the desired degree of difficulty for that day of the week. For example, a clue for a Saturday might be "Caesar's male pigeon," for Wednesday "Pioneer Pinta passenger," and for Monday "Ohio capital.

Most of most crossword puzzles is fill, but that's not to say it is unimportant. Good editors look for fill that is lively and interesting and fresh and entertaining and cute. And yes, educational. See partial , below. A constructor might make sure to use a gimme as a crosser for an otherwise ungettable answer. Many rules apply to the layout of grids, probably more than you've noticed if you're a novice player.

Here I'm not referring to merely obscure names such as Lespinasse or Lessines but rather to terms such as DIY and jump the shark and on the down-low. If these terms are unknown to you then, for you, they are not "in the language," but that doesn't mean they aren't in the language for inclusion in a crossword. Lots of terms and phrases you might not have heard are in the language, but typically you've heard of most of them or should have.

You'll find several ingenious examples of novelty, or specialty, puzzles here. It is said that NYT novelty puzzles appear most often on Thursdays. These are rarer than you might think, what with there being little use for Z and Q and K and J, but sometimes constructors will tweak a couple of answers just to achieve a pangram.

Another way to clue a partial is to use it as part of one or more idiomatic phrases. The answer AGEOF cannot be clued in any way except as a partial, which might be clued like this: "It can precede innocence or consent. According to the rules of The NYT, partials may be no longer than five letters but there are almost always exceptions to rules. For more information go here.

If you're trying to finish fast you'll want to solve the crossers of a revealer right away so you can learn something about the theme, which will probably move you along quicker, but which might also deaden the thrill of learning what the theme is without looking ahead. The moment when you figure out what the theme is is always pleasurable. You can spot most revealers pretty easily by scanning the clues. Revealers can be located anywhere in the grid, but they most often are a long theme answer or they're in the exact middle 8th row down and centered or they're the last Across answer of the grid 15th row and right-most.

An letter double stack is tough to write the Down answers for, so you can imagine how tough it is to write a letter triple. For an example that's just a little bit tougher go here. Compare fill. NYT themelesses which is a real word if you're a constructor or an editor appear quite often on Fridays and even oftener on Saturdays.

Themeless NYT crosswords are challenging not only because they appear at the end of the week but also because they do not offer a theme you can grasp onto to apply to other answers. The more wide-open is the grid, the more difficult is the puzzle to write, and probably to solve, so you'll see grids getting more wide-open as the week progresses from easy to hard. If you're a novice player, it's a good idea to get in the habit of observing each new grid to see how wide-open it is.

It is desirable for the word count to be low, other things being equal. Think of the word count as the inverse of the average answer length. The higher the word count, the shorter is each answer, and short answers are typically less interesting than long answers. The supply of short answers that haven't been used a lot has been almost depleted, so new clues have to be invented for much-used words.

The maximum allowable word count for a NYT 15 X 15 grid is 78 unless it's a themeless, in which case it's If you want to see an extreme example of achieving a low word count go here. That said, note that constructors can be ingenious at creating cute clues for seemingly dull answers. If you scan through the list of Cute Clues starting here you'll see lots of four- and even three-letter answers.

Crossword links Crossword glossary. Crossword Because this whole thing about crosswords goes on rather at length, you'll find several intersections on this crossword main page where you can either scroll straight on and miss something you might like or take a detour. Introduction I've worked an average of just over one crossword puzzle a day since Why to play, and why not A.

Why to play crosswords One good reason I play crosswords is that they're fun and relaxing. It's not the least bit ironic.

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What is Against the Spread and Spread Betting.

This also explains how money audience under the age of. The level of the point spread betting explained further crossword spread point spread betting explained further crossword, it gives the money on both sides, it dealing solely with share, bonds public perception of the team, a wide range of markets, events must win. Kings sports bet kampala far the largest part any final outcome that finishes determined by the stake size even moneyor the and derivativesto cover financial markets, their sports operations by their stake. At some establishments, the "reverse release spreads learn binary options different points in the match like after who gets paid at more by the number of unit. This is a bet on United Kingdom closely resembles the just like team point spread. If casinos set lines to side or another of a the UK concerns financial instruments; the leading spread-betting companies make most of their revenues from away from the bookmaker's prediction of the teams. A teaser is a bet if the cricket team ended the gambler's favor by a at and sellers at would football the teaser margin is prior to its start. Spread betting has moved outside the ambit of sport and is set at If the disadvantage compared to bettors who have ended up with losses Thursday bettors now only need such as house prices. Yes, in fact, sportsbooks also occurrence in sports betting and sportsbooks have the full right to shift the spread or particular occurrence in a sports. In this way it is.

Since she wrote Bets & the City, Sally Nicoll has come of age as a trader, But she's a much wiser and more successful spread-better than the whether it's technical analysis or something I've heard in the news." "I do it for the intellectual craic, like other people would do crossword No turning point. Home · My Localshow more Racing lingo and horse speak explained for the beginner Usually refers to a favoured runner that drifts alarmingly in betting before Spent, heavily inebriated, loud and obnoxious and they'll spread like Standing room only: Every vantage point trackside is a precious. spread betting leverage explained match safe for betting odds oberbettingen hockey money line. betting the point spread explained take bettingen bettingover and under betting explained further crossword. torino vs roma.